Hot Tip: Do you know how to check your credit rating?

If you don't, you should!

You can get a free credit report from each of the three major credit bureaus (Equifax, Experian and TransUnion) every 12 months, essentially allowing you to get one free report every four months if you take full advantage of what is available.  Go to www.annualcreditreport.com.

This is an easy and free way to minimize your risk.  Not only can you protect yourself from identity theft by keeping tabs on your accounts, it is a great way to conduct some free discovery on your own if you are in the midst of a divorce, or contemplating one in the near future.  We frequently advise our clients to run their credit report prior to finalizing the terms of the Judgment of Divorce to make sure there no debts that were missed and/or to determine that the other spouse did not open up any new credit cards in our client's name without his or her knowledge.